The ”Moroso-family” with big debts to the community has put up their apartment for sale, but do not allow some potential buyers to view it!
The majority of their big outstanding debt to the community of more than 13.000 EUR will be almost impossible for the community to recover, if the apartment will be repossessed.
The new Vice-President “forgot” to mention during his presentation that he has been having a big debt to the community for more then 10 years!
It becomes extra strange that the new Vice-President was promoted during the meeting by the official assistant (Oficial Habilitada) of the Secretary/Administrator, who must have been fully aware that he is a big defaulter (Moroso).
Over the years some property owners have not kept up their payments to the community and created huge debts to the community. This has been made possible since the Presidents have not fulfilled their duties. Unfortunately it is only the debts from the last three years that have the status of priority.
Due to the statues of the community the Presidents are empowered to appoint any attorney or lawyer to initiate appropriate lawsuits to claim payments that are in defaults. All expenses caused by this procedure will be under the responsibility of the debtor.
The government has rapidly reformed the Capital Gain Tax on Properties (Plusvalía) that came into force already on 10 November after the Constitutional Court (Tribunal Constitucional) on 26 October declared the previous part of the law unconstitutional.
The reform guarantees that taxpayers who do not obtain a profit from the sale of a property will be exempt from paying the tax.
The PVPC tariff (“Precio Voluntario para el Pequeño Consumidor”) changed drastically on 1 June 2021, making electricity slightly cheaper during the nights, but making it much more expensive during peak hours during day-time.
The peak hours on the Spanish mainland are roughly between 8.30 am - 2.00 pm and 5.00 pm - 10.00 pm on 1 June 2021. The price has increased with approx. 60% during these hours in comparison with the previous day, making it much more expensive to run air-conditions and other electrical appliances.
To understand the present we have to understand the past. By understanding the present we are able to get better ideas of the future.
Many mortgages in Spain are linked to the EURIBOR rate. It is a quite common misunderstanding that the EURIBOR is decided by the European Central Bank (ECB), but that is not the case. It is therefore vital for people with mortgages to understand what EURIBOR is to have a better idea of what can make the interest rate of mortgages to change.
One could believe that an administration would be keen on property owners to pay their community charges, but this does not seem to be the case with the present administration.
It has come to our knowledge that the administration has processed several extra unexpected payments without any notification, which is unacceptable. Property owners that pay their community charges by standing order are therefore advised to check that no extra unexpected charges have been made by the administration.
The Defensor del Pueblo is the High Commissioner of Parliament responsible for defending citizens’ fundamental rights and civil liberties by monitoring the activity of the Administration and public authorities. Any citizen may request the intervention of the Defensor del Pueblo, which is free of charge, to investigate any alleged misconduct by public authorities and/or the agents thereof. The office of the Defensor del Pueblo can also intervene ex officio in cases that come to their attention without any complaint having been filed.
The European Ombudsman is an independent and impartial body that holds the EU’s institutions and agencies to account, and promotes good administration. The Ombudsman helps people, businesses, and organisations facing problems with the EU’s administration by investigating complaints about maladministration by EU institutions and bodies, as well as by proactively looking into broader systemic issues.